Michael Putnam
Northern Virginia Realtor
RE/MAX Xecutex
 
5900 Fort Dr, Suite 306
Centreville, VA 20121
O: 703-266-2700
C: 703-928-6514
F: 866-675-3949
   
 
 
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Buying a Home


Whether you are looking for your first home, your dream home, or an investment property, I am committed to providing you with the highest quality service. The current market changes have set the perfect opportunity to purchase a home as buyers now have more homes to choose from than ever before at the lowest prices in the last six to seven years!

I have worked hard to create a specific buying process to make sure that your experience in selecting the right home is well researched, targeted specifically to your needs and wants, and is time efficient. This process allows you to have a more enjoyable and less stressful buying experience!

The Buying Process

As part of our customer service, I have outlined the specific steps which we use to ensure a smooth, effective, and satisfying home-buying process.


1. Assist you in finding a lender who can provide you with the best loan terms and interest rate possible.

2. Have the lender provide us with a loan qualification letter & the following pertinent information:

a. Price range qualified.

b. Monthly payment range.

c. Type of loan (Conventional, FHA, VA)

d. Down payment required.

e. Interest rate.

f. Closing cost assistance (seller subsidy) needed.

g. Time needed to close the loan.

h. Any potential issues that could pose any potential problems or setbacks.

3. Discuss with you your specific criteria (needs and wants) and price range for your new home.

4. After completing an in-depth search of the market using your specific criteria and price range, I will provide you with a full synopsis of the 5-10 most valuable properties on the market based on:

a. Assessed value.

b. Total square footage.

c. Features & Amenities.

d. Status (if any offers are pending).

e. A potential settlement date.

5. Once you review and identify your top 3-5 properties, I will ensure availability with the listing agent and set an appointment with you to meet at the properties to see them.

6. Provide you with complete details of the property and take notes while showing to ensure you are excited and confident when selecting a property to make an offer.

7. Together, we will write a competitive offer based on all applicable factors, including:

a. The property's value determined using an in-depth Comparative Market Analysis (CMA).

b. The financial information provided by your lender.

8. I will present and negotiate your offer(s) on your behalf until it has been accepted.

9. Our entire team will work for you to ensure you receive the best customer service from the time we write the offer through closing. This includes:

a. Providing constant communication with you and ensuring a team member is always available to answer any questions or concerns that should arise at any time throughout the transaction.

b. Providing constant communication with all parties to the transaction to avoid any potential problems or setbacks.

c. Assisting you in scheduling a home inspection with a professional, licensed and insured inspector.

d. Negotiating any major repairs to be made prior to closing.

e. Providing you with all utility information & any other information you need to make the process as smooth and convenient for you as possible.

f. Completing a final walk through of the property the day of settlement to ensure all home inspection repairs have been completed & the property is in the same (or better) condition as when the contract was ratified.

g. Providing you with a financial statement prior to closing to ensure accuracy.

10. Representing you at closing and congratulating you with the keys to your new home!



Find the Perfect Home
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Get the Best Financing
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Ask Me a Question
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